Should we tell caribou? This is a question that many people have been asking lately. With the increasing popularity of social media, it has become easier than ever to share information with others. However, there is a downside to this as well. When we share information about ourselves with others, we also open ourselves up to potential identity theft and other forms of fraud.
So, should we tell caribou? Here are 10 FAQs that will help you make up your mind:
1. What is identity theft?
Identity theft is when someone steals your personal information in order to commit fraud or other crimes. This can include using your credit card information to make unauthorized purchases, opening new accounts in your name, or even taking out loans in your name.
2. How can someone steal my identity?
There are a number of ways that identity thieves can get their hands on your personal information. They may go through your trash looking for discarded bills or other documents that contain your personal information. They may also hack into your computer or phone to access your personal data. Or, they may simply steal your wallet or purse containing your driver’s license or other identification.
3. What are the consequences of identity theft?
Identity theft can have a number of serious consequences. If your credit card information is stolen, you may end up responsible for fraudulent charges made on your account. If your Social Security number is stolen, you may find it difficult to get a job or open a new bank account. And if your identity is used to commit a crime, you may end up with a criminal record yourself!
4. How can I protect myself from identity theft?
There are a number of steps you can take to protect yourself from identity theft. First, be careful about who you share your personal information with. Don’t give out your Social Security number or credit card information to anyone unless you are absolutely sure they are legitimate. Second, keep an eye on your credit report and financial statements for any suspicious activity. And finally, consider investing in a good credit monitoring service to help keep tabs on your personal information.
5. What should I do if I think I’ve been a victim of identity theft?
If you think you may have been a victim of identity theft, the first thing you should do is contact the three major credit reporting agencies (Equifax, Experian, and TransUnion) and request a copy of your credit report. Review the report carefully for any suspicious activity. If you see anything that looks wrong, contact the credit bureau and file a dispute. You should also contact your local police department and file a report.
6. Will my insurance cover me if I’m a victim of identity theft?
Most likely, no. Unfortunately, most insurance policies (including homeowner’s and renter’s insurance) do not cover losses due to identity theft. You may be able to purchase an “identity theft rider” on some policies, but these are typically very expensive and may not cover all of the potential losses associated with identity theft.
7. How common is identity theft?
Unfortunately, identity theft is quite common these days. According to the Federal Trade Commission, there were more than 2 million reports of identity theft in 2016—and that number is only increasing. So, it’s important to be vigilant about protecting your personal information.
8. What kinds of people are most at risk for identity theft?
While anyone can be a victim of identity theft, there are certain groups of people who are more at risk than others. For example, people who regularly use public Wi-Fi networks (such as those in coffee shops or airports) are more susceptible to having their personal information hacked. Likewise, people who have recently moved or changed jobs are also at an